Our Qualifications

A Personal Financial Specialist is more than a financial planner-we are CPAs armed with the combination of extensive tax expertise and in-depth knowledge of tax planning.

All areas of personal financial planning including income tax, estate, investments and risk managements-have tax implications, and we have the experience and expertise to comprehensively advise you.

As a CPA/PFS professional, we are licensed by Ohio and adhere to a strict professional code of conduct. The CPA Code of Professional Conduct is over 125 years old and has been continually updated to meet evolving needs, new technology, and changing regulations.

CPAs are the only regulated financial planners. A founding principle of the AICPA Statement of Standards in Personal Financial Planning Services and the CPA Code of Professional Conduct is "always acting in the best interest of the client" an exceptionally important factor in selecting a financial planner.

Our firm may bring in knowledgeable experts in specialized areas to help with your plan of action.  The "always in the client's best interest" principle extends to them, and we will collaborate closely with them to ensure your interests are the primary consideration.

As a trusted advisor, we are in a unique position to provide objective and knowledgeable recommendations, so you can make smart, well-informed decisions.

We have been in business since 1950 and our main focus has always been on our client's best interest.

Larry Hoicowitz CPA/PFS